Insurance Coverage and Recovery

Clients turn to Taft in critical times. Taft’s insurance attorneys keep pace with changes in the law and industry, allowing us to successfully address many aspects of insurance coverage. We’ve supported businesses facing costly litigation or recovering from a catastrophic event to get the insurance coverage and benefits needed to stabilize their company.

We help clients maximize insurance recoveries through insurance program reviews, claims presentation and negotiation, litigation, alternate dispute resolution, trials and appeals. Taft’s team of experienced attorneys have advised policyholders with traditional and emerging insurance products across many industries, including financial services, utilities, energy, natural resources, healthcare, chemicals, pharmaceuticals, consumer products, telecommunications, technology, e-commerce and manufacturing.

Taft works to proactively negotiate policy language and coverage terms to help businesses avoid costly and lengthy coverage disputes. If claims arise, we help from initial review to negotiation, and from mediation to litigation or arbitration. We have successfully helped corporations, non-profits, local governments, schools, and property and business owners assess insurance coverages and identify gaps as well as negotiate coverages and claims.

Our insurance attorneys have supported clients on topics including:

  • Environmental investigation, clean-up and cost recovery.
  • Catastrophic events, including fires, floods, tornados, earthquakes, and hurricanes.
  • Errors and omissions, professional liability, and fiduciary coverage disputes.
  • White collar criminal defense internal investigations and defense.
  • Long-term disability and accidental death.
  • Cyber-insurance.

Taft’s attorneys have earned recognition by peers and legal publications for our work in insurance law and our continued dedication to client service. Credentials include having earned the certification as a Chartered Property and Casualty Underwriter and recognition by Best Lawyers in America for Insurance Law.

Related Practices

Related Industries

Notable Matters

  • Representing a friction materials manufacturer in an action brought by the EPA related to trichloroethylene, perchloroethylene and vinyl chloride contamination at a facility owned by the client. Services include analyzing the factual and legal cause of action, evaluating general liability and pollution legal liability insurance policies, and executing a strategy based upon the coverage analysis.
  • Representing a utility company with regard to liability under the Comprehensive Environmental Response, Compensation, and Liability Act related to its former operation of manufactured gas plants throughout Indiana. Services include analyzing the factual and legal basis for liability, evaluating general liability insurance policies and executing a strategy based upon the coverage analysis to recover insurance related to the client’s liability.
  • Representing an owner of a facility that tetrachloroethylene contamination is alleged to have occurred that is impacting a municipal wellfield in Indiana. Services include analyzing the factual and legal basis for liability, evaluating general liability insurance policies and executing a strategy based upon the coverage analysis to recover insurance related to the cause of action. Taft is also responsible for defending the property owner against the claims alleged in the cause of action.
  • Representing a municipality related to a claim brought against the city for alleged hazardous substances contamination at and emanating from city-owned property. Services include analyzing the factual and legal basis for liability, evaluating general liability insurance policies and executing a strategy based upon the coverage analysis to recover insurance related to the cause of action. Taft is also responsible for defending the city against the claims alleged in the cause of action.
  • Representing a company in the acquisition of a chemical production company with a contaminated production facility. Services include securing historic insurance, cost-cap insurance and pollution legal liability insurance to contain legal liability and cover remediation costs.
  • Representing a metal finishing company in an action brought by the EPA related to the alleged release of hazardous wastes and hazardous substances into the environment at the facility owned and operated by the client. Services include analyzing the factual and legal basis for liability, evaluating general liability insurance policies and executing a strategy based upon the coverage analysis to recover insurance related to the cause of action. Taft is also responsible for defending the city against the claims alleged in the cause of action.