Aisha M. Hall

Aisha is an attorney in Taft’s Paytech and Payment Systems practice group. She has a specialized background in payments rules and regulations with a particular emphasis on the automated clearing house (ACH) network. A core component of Aisha’s practice involves drafting and negotiating a variety of payment-focused agreements, such as: payment facilitator agreements, independent sales organization (ISO) agreements, merchant and sub-merchant agreements, ACH-related processing agreements, Third Party sender agreements, and payments acceptance terms of use. She advises a wide array of companies in the payments ecosystem, including Originating Depository Financial Institutions (ODFIs), Receiving Depository Financial Institutions (RDFIs), Third-Party Senders, Third-Party Service Providers, Payment Facilitators, independent sales organizations (ISOs), and financial technology (FinTech) companies. Aisha helps clients navigate compliance with the National Automated Clearing House Association (Nacha) rules, credit and debit card processing, merchant acquiring, money transmission, prepaid access, mobile payment, and payment facilitation. Notably, she holds a payments-industry accreditation as an Accredited ACH Professional (AAP). Aisha also contributes to the firm’s Paytech & Payment Systems Insights. She is licensed to practice law in Alabama only.

• Author – “Understanding New ACH Network Anti- Fraud Rules” Law360 (2024)
• Author – “Avoid the Pitfalls of ACH Fraud: “Embracing Nacha’s New Risk Management Topics” Paytech & Payment Systems Insights (2024)
• Co-author (with Nicole Meisner and Katherine Rothstein) – “What is the Future of FBO Accounts” Paytech & Payment Systems Insights (2024)
• Author – “Third-Party Senders: Are You a Money Transmitter?” Paytech & Payment Systems Insights (2022)
• Guest Speaker – “Section 1033 of the Consumer Financial Protection Act: What Does My Financial Institution Need to Do?” ePayResources ePayConnect Conference, March 12, 2025
• Guest Speaker – “Payments Law and Regulation Playing Catch-Up With the Payments Industry,” Nacha Smarter, Faster Payments Conference April 29, 2025
• Guest Speaker – Great Lakes Association for Financial Professionals Symposium May 7, 2025