Aisha M. Hall

Contact Info

Summary

Aisha is an attorney in Taft’s Paytech and Payment Systems practice group. She has a specialized background in payments rules and regulations with a particular emphasis on the automated clearing house (ACH) network. A core component of Aisha’s practice involves drafting and negotiating a variety of payment-focused agreements, such as: payment facilitator agreements, independent sales organization (ISO) agreements, merchant and sub-merchant agreements, ACH-related processing agreements, Third Party sender agreements, and payments acceptance terms of use. She advises a wide array of companies in the payments ecosystem, including Originating Depository Financial Institutions (ODFIs), Receiving Depository Financial Institutions (RDFIs), Third-Party Senders, Third-Party Service Providers, Payment Facilitators, independent sales organizations (ISOs), and financial technology (FinTech) companies. Aisha helps clients navigate compliance with the National Automated Clearing House Association (Nacha) rules, credit and debit card processing, merchant acquiring, money transmission, prepaid access, mobile payment, and payment facilitation. Notably, she holds a payments-industry accreditation as an Accredited ACH Professional (AAP). Aisha also contributes to the firm’s Paytech & Payment Systems Insights. She is licensed to practice law in Alabama only.

 

Awards

  • Taft Pro Bono Honor Roll (2025)

All Service Areas

Education

  • University of Alabama School of Law (2015)

    Editor of the Law & Psychology Review Journal

    Transfer Law Student Association (President, 2014 – 2015; Vice President, 2013 – 2014)

    Phi Alpha Delta (Marshal, 2014 – 2015)

    BARBRI Award for Scholastic Achievement and Service (2014 – 2015)

  • Birmingham-Southern College (2012)

    B.A. in Biology

Admissions

  • State - Alabama

Speeches and Publications

  • Author – “Understanding New ACH Network Anti- Fraud Rules” Law360 (2024)
  • Author – “Avoid the Pitfalls of ACH Fraud: “Embracing Nacha’s New Risk Management TopicsPaytech & Payment Systems Insights (2024)
  • Co-author (with Nicole Meisner and Katherine Rothstein) – “What is the Future of FBO AccountsPaytech & Payment Systems Insights (2024)
  • Author – “Third-Party Senders: Are You a Money Transmitter?” Paytech & Payment Systems Insights (2022)
  • Guest Speaker – “Section 1033 of the Consumer Financial Protection Act: What Does My Financial Institution Need to Do?” ePayResources ePayConnect Conference, March 12, 2025
  • Guest Speaker – “Payments Law and Regulation Playing Catch-Up With the Payments Industry,” Nacha Smarter, Faster Payments Conference April 29, 2025
  • Guest Speaker – Great Lakes Association for Financial Professionals Symposium May 7, 2025

Professional Affiliations

  • Alabama State Bar Association

    Member (2015-present)

  • Nacha

    Accredited ACH Professional (AAP) (2017-present)

  • Electronic Transactions Association (ETA)

    Member (2021-present)
    Payment Facilitator Committee (2024-present)
    Risk, Fraud, & Security Committee (2024-present)

Community Involvement

  • Zeta Tau Alpha

    President, Gulf Coast Alumnae (May 2020 – May 2022)

  • Zeta Tau Alpha

    Vice President, Gulf Coast Alumnae (January 2019 – May 2020)

  • Making Strides Against Breast Cancer Committee Member, American Cancer Society

    Mobile, AL (May 2017 – May 2022)