Seslee Smith recently spoke to Law360 regarding a Georgia federal judge’s ruling that requires Northfield Insurance Company to defend Northbrook Industries Inc. in a trafficking lawsuit.

The lawsuit claims that Northbrook knew or should have known about the trafficking and knowingly benefited from it. U.S. District Judge Sarah E. Geraghty determined that the policy’s abuse or molestation exclusion was inapplicable, as the plaintiff claimed bodily injuries independent of any alleged abuse. Seslee Smith emphasized the importance of clarity in insurance policy language and states that there will be a “hodgepodge of rulings out of various jurisdictions” if insurers continue to “essentially custom write the exclusions.”

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