Lindsay S. Oak
- E firstname.lastname@example.org
- T (614) 334-6140
- F (614) 221-2007
Lindsay focuses her practice on financial services and consumer lending. Previously serving as in-house counsel with one of the nation's largest full-service banking franchises, she gained extensive experience with the transactional, litigation, and regulatory needs of banks and other financial service providers. She also focuses her practice on the FinTech industry, helping clients merge technology with traditional banking and lending products.
Navigating Consumer Financial Protection Bureau (CFPB) and Office of the Comptroller of Currency (OCC) rules and regulations, Lindsay ensures that her clients remain compliant within this continually-changing regulatory landscape. Specifically, Lindsay has experience with state and federal regulations related to mortgage and consumer lending, including the Truth in Lending Act (TILA) and Regulation Z, the Fair Credit Reporting Act (FCRA), the Equal Credit Opportunity Act (ECOA) and Regulation B, the Fair Debt Collections Practices Act (FDCPA), the Real Estate Settlement Procedures Act (RESPA), the Gramm-Leach-Bliley Act (GLBA), the Bank Secrecy Act (BSA) and the Anti-Money Laundering Act (AML). She has successfully advised clients on CFPB examinations, enforcement actions, and OCC rule implementation.
Additionally, Lindsay has advised clients on mortgage licensing and represented them in administrative hearings before state licensing agencies. She assesses clients' fair lending data and help clients strengthen their fair lending programs for mortgage loans.
Lindsay is also well-versed in flood, loan originator compensation, privacy and data security, and guidelines from Fannie Mae and other government-sponsored enterprises (GSEs), the Department of Housing and Urban Development (HUD), and the Department of Veterans Affairs.
Recipient, Service Heart Volunteer Award, Huntington National Bank (2019)
Recipient, Outstanding Performance Award, Axcess Financial Services, Inc. (2016)
- Case Western Reserve University School of Law (2011)
Articles Editor, Canada-United States Law Journal
Executive Treasurer, Student Bar Association
Secretary Tribune, Delta Theta Phi Law Fraternity
- University of California, Berkeley (2004)
- State - Ohio
- Federal - Southern District of Ohio
- State - District of Columbia
Accomplished Finance Attorneys Join Taft Columbus
- Women Lawyers of Franklin County
- Mt. Olivet Baptist Church Urban Resurrection Community Development Corporation
Legal Aid Society of Columbus Volunteer Attorney, Monthly Brief Advice Clinic
- The Huntington National Bank
Co-Chair, Pro Bono Committee (2018-2019)
Virtual Rider (2019)
- Columbus City Schools
Volunteer, Adopt-a-Classroom (2017)